Terms & Conditions
Welcome to Everything Insurance Group, LLC (“Everything Insurance Group,” “we,” “our,” or “us”). By accessing or using our website, services, quote request forms, communication tools, and text messaging services, you agree to the following Terms & Conditions.
1. Website Use
This website is intended to provide general information about our insurance products and services, including personal insurance, commercial insurance, life insurance, and related financial protection solutions.
The information provided on this website is for informational purposes only and does not constitute a binder, insurance policy, legal advice, or financial advice.
2. No Coverage Is Bound
Submission of any quote request, form, email, text message, or other communication through our website or office does not bind coverage.
Coverage is not effective, changed, or canceled until confirmed in writing by a licensed representative of Everything Insurance Group or the insurance carrier.
No oral, text, or website communication should be relied upon as evidence of bound coverage unless expressly confirmed in writing.
3. Quote Requests
Insurance quotes provided through our website, text messaging, email, or phone are estimates based on the information provided and are subject to underwriting review, carrier approval, inspection, and verification of information.
Final premiums, terms, deductibles, and coverages may differ from preliminary estimates.
4. SMS / Text Messaging Consent
By providing your phone number to Everything Insurance Group, you consent to receive text messages from our agency regarding:
quote follow-up
customer service and support
policy updates
renewal reminders
billing and payment notices
underwriting requests
appointment confirmations
marketing and promotional communications (where consent is provided)
Message frequency may vary.
Message and data rates may apply.
You may opt out at any time by replying:
STOP
For assistance, reply:
HELP
Consent to receive text messages is not a condition of purchase.
5. Email Communications
By submitting your email address through our website or directly to our office, you consent to receive service-related and marketing communications from Everything Insurance Group.
You may unsubscribe from marketing emails at any time.
6. Third-Party Carriers and Links
Our website may contain links to third-party insurance carriers, partner services, or external resources.
We are not responsible for the content, privacy practices, or terms of third-party websites.
7. Accuracy of Information
You agree that all information submitted to our agency, whether through the website, phone, text, or email, is accurate and complete to the best of your knowledge.
Providing incomplete or inaccurate information may impact quoting, underwriting, claims, or policy issuance.
8. Limitation of Liability
Everything Insurance Group shall not be liable for any damages arising from reliance on website content, quote estimates, communication delays, technical issues, or third-party carrier decisions.
9. Governing Law
These Terms & Conditions shall be governed by the laws of the State of Arizona.
10. Contact Information
Everything Insurance Group, LLC
1 S Church Ave, Ste 1200
Tucson, Arizona 85701
Phone: 520-771-0222
Email: eric@everythinginsure.com